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VETERANS AND MEDICARE
Veterans receive healthcare coverage through Veterans Benefits, but did you know that it’s possible to have both Medicare and VA benefits?
To help you understand how this works, we’ll explain the differences between VA benefits and Medicare, and how veterans can benefit from enrolling in Medicare alongside their VA coverage.
VA benefits are available to veterans who have served in active duty and were not dishonorably discharged. If you enlisted after September 7, 1980, or served on active duty starting on October 26, 1981, you must have completed 24 months of continuous service to qualify for VA benefits.
If you did not receive an honorable discharge, you may not qualify for VA benefits.
VA coverage provides healthcare services for both service-related and non-service-related conditions. To receive full coverage, care must typically be obtained at a VA-approved hospital or clinic, although the VA may authorize care at a non-VA facility in certain cases, such as emergencies.
When applying for VA benefits, you'll be placed into one of eight priority groups, which determine how quickly you receive benefits and what costs you may be responsible for.
The good news is that enrolling in Medicare alongside your VA coverage does not affect your VA benefits, allowing you to have both forms of healthcare coverage.
The good news is that enrolling in Medicare alongside your VA coverage does not affect your VA benefits, allowing you to have both forms of healthcare coverage.
VA coverage
Medicare
Medicare is a federal health program designed to provide essential coverage. You may qualify for Medicare based on your age, disability benefits, or chronic conditions like ALS or End-Stage Renal Disease.
Medicare Part A covers inpatient medical services
Medicare Part B covers outpatient medical services
Medicare Part C (Medicare Advantage) combines Part A and Part B coverage and often includes additional benefits like prescription drugs, dental, hearing, and vision coverage.
Medicare Part D provides coverage specifically for prescription drugs.
It’s recommended that veterans enroll in Medicare as soon as they become eligible, as VA benefits may change over time. Additionally, VA benefits do not cover healthcare services received at non-VA-approved facilities. With Medicare, you aren’t restricted to VA facilities—Medicare will cover approved services at non-VA facilities, giving you more flexibility in your healthcare choices.
If you lose your VA coverage in the future, you could be left without coverage. By enrolling in both Medicare and VA benefits, you ensure continuous coverage even if your VA benefits are reduced or lost.
Contact us at Topflight Insurance Solutions to learn more about your options. We’re here to help you find the plan that meets your needs. Call us at (470) 610-5710
Veterans and Medicare
Frequently Asked Questions
New to Medicare?
What is Medicare and How Do I Qualify?
Medicare Advantage plans are offered by private insurance companies contracted through Medicare as an alternative to Original Medicare. These plans combine all of the benefits of Medicare Part A (hospital) and Part B (medical), and may also include prescription drug coverage, if they are Medicare Advantage Prescription Drug Plans.These plans combine all of the benefits of Medicare Part A (hospital) and Part B (medical), and may also include prescription drug coverage, dental or vision coverage all for an affordable and sometimes $0 monthly plan premium.
What is Medicare Advantage (Part C)?
Medicare Advantage plans are offered by private insurance companies contracted through Medicare as an alternative to Original Medicare. These plans combine all of the benefits of Medicare Part A (hospital) and Part B (medical), and may also include prescription drug coverage, if they are Medicare Advantage Prescription Drug Plans. These plans combine all of the benefits of Medicare Part A (hospital) and Part B (medical), and may also include prescription drug coverage, dental or vision coverage all for an affordable and sometimes $0 monthly plan premium.
What are Medicare Prescription Drug Plans (Part D)?
Medicare Part D plans add prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans. A prescription drug plan may help you save money on existing prescriptions or on medication needs in the future.
Not affiliated with the United States government or federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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